LSK Capital Resource

Do you operate a profitable business that would benefit from increased cash flow?

Is too much of your working capital absorbed by 30?60?90 day terms to your customers?

Would your business enjoy a "credit line" based on accounts receivable, requiring no, other collateral, that you can draw upon as needed and pay only for the funds used?

Would access to such a "credit line" enable you to better manage your business and finance its continued growth?

Now, invoices to your customers for goods delivered or services rendered can be converted into a "credit line" from which you may draw cash to better manage and expand your business. Draw only as much as you need and pay only for what you use. Our "credit line" effectively multiplies your working capital by "turning it" more often.

Compared to bank lines, our "credit line" uses far less collateral, requires only minimal paperwork, can be in place in a week or less and, best of all, grows with your business.

Our "credit line" complements any loans that you may have or are seeking, yet allows you to access additional funding.

Fund business growth without adding debt
Extend terms to attract & accommodate larger client

Meet seasonal demands
Improve creditworthiness
Regulate cash flow
Take early pay discounts

Cash available "on demand"
Your "credit line" grows with your business
No restriction on use of funds
No other collateral needed
No debt created
Quick and easy qualification process
Minimal paperwork

You begin by completing a simple two page Client Questionnaire, from which we prepare the account opening forms including a simple agreement that is a promise not to defraud us.

Return the signed forms with invoices to be funded along with a due diligence fee to cover the costs of lien searches performed by UCC services and credit reporting agencies. If your receivables are pledged to a bank, the IRS, etc. then we make suitable arrangements.

In only 5 to 7 days your "credit line" is open and you may draw upon it as needed up to the established "advance", typically 50% to 75% of the value of accounts receivable placed in the "credit line". Additional invoices will usually be verified and funded in 24 hours or less.

As your customers pay each invoice, the remaining 25% to 50%, the "reserve", is paid to you after deducting our fees, usually 4% to 5% for each 30 day period. If an invoice is paid within 30 days you receive 95% to 96% of the invoice total and that transaction is complete.

The fee schedule reflects industry conditions,. the size of your advance, and the creditworthiness of your customers. Lower fees are available for shorter time periods and smaller advances.

With each transaction you receive an Account Statement detailing all invoices, fees, and aging. As invoices are paid, copies of your customers' checks are provided to complete your records.

We are a full service receivables financing firm. No invoice is too small nor too large, and multiple invoices are welcome without penalty. Customer service, speed, and attention to detail are our watchwords. Communication is always immediate and personal

Multiple invoices welcome without penalty
No minimum monthly volume required
No minimum or maximum size of invoices
You select invoices and customer
No term contract
No obligation to continue

No need to fund all invoices of a customer
No hidden or surprise fees
Flexible terms and competitive fees
Credit screening of prospective clients
Computerized cash management reports
Only 5 — 7 days to open account
Guaranteed same day funding of invoices
Reserves forwarded upon receipt of funds

Exchange invoices
Buy Back Invoices
Extend Time
Economical Collection
Pay Out of Reserves

YOU ARE APPROVED!